Protect the people you love while enjoying the unique benefit of getting your premiums back if you outlive your policy term. With Term Insurance with Return of Premium (ROP), you get the peace of mind of traditional life insurance, combined with the added advantage of having your premiums reimbursed if you don’t claim the policy’s term.

Typically available in terms of 10, 20, or 30 years, this type of policy offers financial security and flexibility. If you outlive the term, all of your payments are refunded, making it a risk-free investment for both protection and savings. The payout at the end of the policy term assures you that your coverage is in place while also offering the opportunity to recoup your paid premiums.

This plan is a smart choice for those seeking a combination of life insurance protection and an added financial benefit, ensuring your peace of mind and security for years to come.