Let me share my story with you. In 2016, I received a phone call from my mom, a call that no one would wish to receive. At that time, my father was ill and hospitalized. He spent three months in the hospital and unfortunately, he did not make it. We lost our father, our hero and our provider.

In a span of four months, my family endured immense agony, stress, panic, and sorrow. Now, along with the crushing grief, my family was also facing a mountain of medical debt. It was a very challenging time since we did not have enough funds to clear the hospital bill and the funeral expenses loomed large adding to another layer of financial strain. We had to rely on family, friends and well-wishers to support us financially.

The loss of a loved one is profoundly devastating, but it becomes even harder when people don’t have a solid financial plan in place. Sadly, this is not uncommon, and many families find themselves in similar situations. As a financial professional, our main goal is to educate individuals and families on how to protect their loved ones from the financial burden that comes with such unexpected events.